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CardconnectThere have been more than 600 million records compromised from approximately 4,000 data breaches since 2005—and those are just the public records. As cybercrimes increase in frequency and complexity, the payment card industry and merchants continue to scramble to stay one step ahead.

With payment security being headline news, along with PCI 3.0 and EMV compliance deadlines looming, 2014 is a critical year for merchants. The optimal course of action to take is to reduce PCI scope and enhance security across all avenues of payment acceptance through encryption, tokenization and eventually Point-to-Point Encryption.

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